Best Travel Insurance in UAE

Travel insurance companies are like safety nets for your trips. They sell special plans that protect you financially if things go wrong while you’re traveling, anywhere in the world. Travel Insurance covers such things as: trip cancellateions, travel delays, medical emergencies, lost or delayed luggage. These companies offer travel insurance services to individuals, families, students or business travelers. Insurance coverage is provided in exchange for a premium paid by the insured. There are several insurance companies worldwide, these include: Travelex, AXA Assistance, World Nomads, AIG, HSBC. In this article, we take a look at the best travel insurance in UAE.

It is important to note that when selecting or choosing a travel insurer, due diligence must be done and several factors put into consideration. Getting more information on the company, reading reviews are some of the tips that would help you make a good choice for your travel needs.

Best Travel Insurance in UAE

1. Allianz Travel Insurance

Provides coverage for lost or delayed baggage, loss of travel documents, medical and dental emergency as well as trip cancellations and delays. Allianz travel insurance packages include:

Schengen Travel Insurance

This insurance welcomes global travelers of all backgrounds. It offers coverage for anyone venturing abroad, including:

• Individuals traveling for work
• Senior citizens up to the age of 85
• Families
• Children between the ages of 1-18

Benefits of choosing Allianz Travel Insurance:

• Up to US$50,000 in emergency medical expenses in case of accident, sickness, illness or injury. 
• Up to US$200 in case of baggage delay.
• Up to US$2,000 in case of trip cancellation. 
• Plan starting from 56 AED

Global Travel Insurance

This travel insurance covers infants from 30 days old to seniors aged 70 years. It also has a limit which covers trips lasting only 90 days. It provides coverage for medical and dental emergencies, trip cancellations and interruption, baggage loss or delays, personal liability. For more on eligibility, click here.

Inbound Travel Insurance to UAE

This package is made for travelers visiting the United Arab Emirates. It covers the following:

• Emergency Medical Assistance
• Emergency Medical Evacuation/Repatriation
• 24/7 Assistance Service
• Repatriation of Remains
• Emergency Family Travel / Visit of close relative
• Search and Rescue
• Return of Dependents

Features:

• Tailored protection
• Global expertise
• Flexible coverage
• Hassle-free booking

Annual Multi Trip Travel Insurance

This insurance package covers trips less than ninety (90) days in a year. It gives you coverage for everytime you do short trips as a freqeunt traveler.

Features of this insurance package include:

• Ideal for frequent flyers: This plan caters to travelers who take multiple short trips throughout the year.
• Multi trip travel insurance saves you up to 50% vs. buying per trip.
• Perfect for busy travelers: No need to lock in specific dates or destinations.

2. AIG Travel Insurance

American International Group (AIG) is another travel insurer that offers great insurance services. The AIG Travel Guard, as it is officially called, offers insurance packages that meet the needs of everyone. Some benefits of AIG travel guard includes:

• Schengen Visa compliant
• Affordable pricing
• Suited cover/insurance plans
• COVID=-19 covered

AIG Travel Insurance plans include:

Platinum Plan

Features:

• Up to $500,000 Emergency Medical Expenses
• COVID-19 Medical Expenses up to $250,000
• Baggage Loss or Damage up to $2,500
• Trip Cancellation up to $5,000
• Up to $1,000 in Travel Delay Cover
• Emergency Family Travel up to $2,500
• Secure Wallet up to $1,000 in Credit Card Fraud
• 24h Worldwide Assistance Services

Gold Plan

Features:

• Up to $100,000 Emergency Medical Expenses
• COVID-19 Medical Expenses up to $100,000
• Baggage Loss or Damage up to $1,000
• Trip Cancellation up to $2,500
• Up to $500 in Travel Delay Cover
• Secure Wallet up to $500 in Credit Card Fraud
• 24h Worldwide Assistance Services

Silver Plan

Features:

• Up to $50,000 Emergency Medical Expenses
• COVID-19 Medical Expenses up to $50,000
• 24h Worldwide Assistance Services

How to Get the AIG Travel Insurance Plan

1. Visit their website
2. Provide trip information
3. Select preferred plan
4. Fill out personal details
5. Review and pay

3. Orient Travel Insurance

Orient has two travel insurance policies, namely: Travel Outbound and Travel Inbound. The Orient outbound travel policy is only available to residents of the UAE. They also offer annual multi-trip insurance which covers any number of trips throughout the year, with each trip not exceeding 92 days.

The features/benefits of using Orient travel insurance are:

• Emergency Medical Expenses
• Medical Evacuation & Repatriation of Mortal Remains Baggage Delay & Loss of Personal Belongings
• Flight Delay & Flight Overbooking
• Trip Cancellation & Curtailment
• Schengen visa compliant

To purchase an Orient travel insurance, click here

4. GIG Travel Insurance(AXA)

GIG Gulf Travel Insurance, formerly AXA Gulf, has provided travel insurance for over seventy years and is one of the largest travel insurance companies in the Middle East.

Features of GIG travel insurance include:

• Instant cover
• 24/7 multilingual customer service support
• 50% off for children under the age of 16
• Direct billing to major hospitals worldwide
• Fast and fair claims handling

GIG Gulf Travel insurance plans are highlighted below:

Travel Smart

Features:

• Up to $1,000,000 of Emergency Medical Expenses cover
• Trip Cancellation up to $5000
• Legal Assistance up to $4000
• Up to $500 for Delayed Departure
• Baggage or Money Loss up to $500

Travel Schengen

Features:

• Cheap Travel Insurance for Europe
• Certificate for Visa available in minutes
• Up to EUR 40,000 for Emergency Medical Expenses
• Up to EUR 750 for Emergency Dental Care
• Up to EUR 30,000 for Emergency Medical Transportation

Annual Multi-Trip Travel Insurance

Features:

• Unlimited trips
• Lasts for 12 months
• Can be adapted to include the coverage you need
• Includes Schengen countries

Inbound Travel Insurance

Features:

• Up to AED150,000 for emergency medical treatment
• Up to AED50,000 for emergency transportation
• Up to AED10,000 for baggage and money loss or damage
• Loss of passport up to AED1500
• Optional adventure sports coverage

For more on GIG Gulf travel insurance, to get a quote as well as application, click here.

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