BOC Credit Cards Hong Kong

Bank Of China, Hong Kong was founded on1 October 2001 and is headquartered in Central, Hong Kong. It is headed by Ge Haijiao (Chairman), Sun Yu (Vice chairman and Chief Executive), with over fourteen thousand (14,000) employees. BOC is the second-largest commercial banking group in Hong Kong by assets and customer deposits, having over a 190 branches across Hong Kong. Bank of China offers private, corporate, SME and many other banking services in Hong Kong. BOC credit cards are a must have if you are a Hong Kong resident. We take a look at these credit cards in this article.

BOC Credit Cards Hong Kong

1. BOC Cheers Card

Features/Benefits:

• 15% off booking of flights on Qatar Airways website
• 25% off booking of 4 consecutive nights or more at the same hotel on Hotels.com
• Enjoy up to 10X Gift Points on dining spending (equivalent to HK$1.5/mile)
• Buy-1-Get-1-Free Menu at selected restaurants
• Artyzen Club site tour
• 12 months interest-free installment payment plan for membership admission fee
• Participate in the grand lucky draw by completing designated missions. Win 500,000 miles to redeem for round trip, first-class tickets for two to fly directly to Paris
• An exclusive BOC Cheers Card luggage strap
• 25,000 Gift Points
• Required Annual income of $600,000 or holding $1,000,000 assets for Cheers Visa Infinite
• Required Annual income of $150,000 for Cheers Visa Signature
• Annual Fee:
  • HK$3,800 (Annual fee waiver for the first year) for Cheers Visa Infinite
  • HK$2,000 (Annual fee waiver for the first year) for Cheers Visa Signature
• Enjoy 2 Complimentary accesses upon accumulated HK$15,000 spending per quarter
• Share Complimentary access with accompanying guests
• Miles redemption handling fee waived

2. BOC Chill Card

Features/Benefits:

• 3-month Installments with handling fee rebate
• Earn 1 Gift Point upon HK$1 spending with your card
• 5% Cash Rebate on overseas and online spendig
• 10% Cash Rebate when you shop with your Chill Card at Chill Merchants including entertainment platform and popular retail stores
• New Customers can enjoy HK$500 Cash Rebate
• Use the Chill Card for online purchases to automatically enjoy up to US$200 guarantee, including coverage for:
  • Incomplete delivery or wrong item delivered
  • Improperly functioning due to physical damage to delivered items
  • Non-delivery of purchase after 30 days of the scheduled delivery
• Perpetual annual fee waiver for main and additional BOC Chill Cards
• Enjoy up to 56 days interest-free repayment period
• Apply for supplementary cards for your loved ones, spend together and earn rewards quicker

3. BOC Dual Currency Credit Cards

Features/Benefits:

• Up to 4% Cash Rebate for spending via BoC Pay and other mobile payment
• Annual fee waiver for the first year
• Contactless Payment Function
• Dual Currency in one card for greater flexibility
• Wide Acceptance Across the Globe by Over 45 Million Merchants 
• Pre-set RMB credit limit service for greater security
• Pre-set Credit Limit for Additional Card
• Up to 375,000 welcome Gift Points
  (equivalent to 25,000 miles/ HK$1,500 cash rebate)
• Global cash withdrawal service

4. BOC SOGO Visa Credit Cards

Features/Benefits:

• 5% Cash Rebate on mobile transaction (applicable to SOGO Visa Signature Card)
• SOGO Year round 5% Cash Rebate
• Instant 5% Cash Discount at SOGO FRESHMART every Monday
• 10% Cash Rebate for Mobile Spending or HK$500 SOGO eGift Certificate for new customers
• 10% discount at WA-SAN-MAI Japanese Restaurant
• SOGO eBirthday Gift (NEW)
• Invitation to SOGO Hong Kong Events
• Annual Fee Offer
  • First year annual fee waiver for BOC Sogo Visa Card
• Earn 1 Gift Point upon HK$1 spending with your card and redeem your Gift Points from a wide range of rewards
• Contactless Payment Function

5. BOC Taobao World Mastercard

Features/Benefits:

• 0% Handling Fee for Taobao spending
• 0% handling fee for overseas travel spending
• 0% handling fee for spending at overseas merchants
• 10% Cash Rebate welcome offer for Mobile Spending
• Travel insurance protection
• Mastercard travel rewards in over hundreds of renowned local and overseas online shopping brands
• Exclusive World Mastercard Privileges – You can enjoy an array of fabulous offers from travelling, dining, shopping to personal concierge service and entertainment, which are exclusively for you.
• Annual Fee Offer
  • Perpetual annual fee waiver for main and additional cards of BOC Taobao World Mastercard
• Easy to Earn and Redeem Gift Points
  • You can earn 1 Gift Point upon HK$1 spending with your card and redeem your Gift Points from a wide range of rewards
• Contactless Payment Function
• E-Commerce Protection – enjoy up to US$200 protection for online purchases, coverage including:
  • Incomplete delivery or wrong item delivered
  • Improperly functioning due to physical damage to delivered items
  • Non-delivery of purchase after 30 days of the scheduled delivery

6. BOC Henderson Club Visa Card

Features/Benefits:

• Double Gift Points for settling payment of designated Property/Car Park Management Fee/Car Park Rental of Henderson Group by Autopay
• Redeem HK$100 rewards with 18,000 Gift Points
• Extra 120,000 Gift Points upon accumulated designated retail spending by Visa Signature Cardholder
• 10% Cash Rebate welcome offer for Mobile Spending
• Auto Enrollment to Henderson Club
• Exclusive Year-round Offers from Henderson Land Group
• Get One Extra Hour of Free Parking at Selected Henderson Land Group Shopping Malls
• Worldwide concierge service and exclusive privileges by Visa
• Annual Fee Offer
  • First year annual fee waiver for main cards and perpetual annual fee waiver for the additional cards
• You can earn 1 Gift Point upon HK$1 spending with your card and redeem your Gift Points from a wide range of rewards

7. BOC GOOD DAY Platinum Credit Cards

Features/Benefits:

• 8% Instant Discount at U select and CRCare
• 8% Instant Discount upon top-up of The Perfect Cup Card and Free Upgrade of handcrafted beverage year-round at Pacific Coffee
• 8X Gift Points at VanGO Convenience Store
• 10% Cash Rebate welcome offer for Mobile Spending
• Bind with BoC Pay to enjoy QR Code Payment – Download the BoC Pay app and bind it with your BOC Dual Currency Credit Card to make QR Code payments and enjoy fabulous merchant offers at more than 12,000 popular merchants, including convenience stores, supermarket and restaurant in Hong Kong and the mainland
• Offset your spending with Points at BoC – Earn 1 Gift Point per HK$1 / RMB¥1 you spend with your Card. Offset your spending with Points at BoC Pay merchants from just HK$1
• Annual Fee Offer
  • Perpetual annual fee waiver for main cards and additional cards
• Easy to Earn and Redeem Gift Points
  • You can earn 1 Gift Point upon HK$1 spending with your card and redeem your Gift Points from a wide range of rewards
• Contactless Payment Function

8. BOC Esso World Mastercard

Features/Benefits:

• Enjoy extra HK$0.4/L Instant Petrol Discount Offer for Synergy^TM petrol
• Up to 5X Gift Points for local dining and department store transactions
• 2-in-1 Card for linking Credit Card with Esso Smiles Card
• 10% Cash Rebate welcome offer for Mobile Spending
• 2-in-1 Card – Credit Card and Membership Card Combined
• Up to 5X Gift Points for local Dining and Department Store Transactions 
• Exclusive World Mastercard Privileges – You can enjoy an array of fabulous offers from travelling, dining, shopping to personal concierge service and entertainment, which are exclusively for you.
• Annual Fee Offer
  • Perpetual annual fee waiver for main cards and additional cards
• Easy to Earn and Redeem Gift Points
  • You can earn 1 Gift Point upon HK$1 spending with your card and redeem your Gift Points from a wide range of rewards
• Contactless Payment Function

9. BOC UnionPay Dual Currency Diamond Card (Metal Card)

Features/Benefits:

• By Invitation only
• 3X Gift Points for local retail spending (upon spending of HK$15,000 or above on monthly basis)
• 10% Cash Rebate welcome offer for Mobile Spending
• Enjoy LoungeKey Global Airport Lounge Benefit- Applicable to BOC UnionPay Dual Currency Diamond Card <Limited Edition>
• Designated Airport Limousine Transfer Services –  Applicable to BOC UnionPay Dual Currency Diamond Card <Limited Edition>
  • One-way local transfer service to/from Hong Kong International Airport; or Shanghai city areas to/from Shanghai Hongqiao or Pudong Airport; or Beijing city areas to/from Beijing Capital International Airport; or cross-border transfer from Hong Kong to Shenzhen Bao’an International Airport.
  • Private chauffeur and luggage handling service.
  • The Service is inclusive of luggage handling charges, fuel, tunnel, and bridge tolls
• Dual Currency in one card for greater flexibility
• Wide Acceptance Across the Globe by Over 45 Million Merchants 
• Pre-set RMB credit limit service for greater security
• Global cash withdrawal service
• Annual Fee Offer
  • Perpetual annual fee waiver for main cards and additional cards
• Rewards whenever you spend
  • You can earn 1 Gift Point upon HK$1 spending with your card and redeem your Gift Points from a wide range of rewards

10. BOC SaSa Dual Currency Credit Card

Features/Benefits:

• 5% Discount Offer for Sa Sa Spending: 
  • Cardholder can enjoy Privileged Sa Sa VIP Perpetual Membership and 5% Sa Sa Spending Discount
  • Offer applicable to Sa Sa retail stores and “SaSa.com” spending
• Privileged Sa Sa VIP Perpetual Membership and a series of member offers
• 5% Cash Rebate for Mobile Payment Spending in Sa Sa
• Privileged Sa Sa VIP Perpetual Membership 
  • Entitle to a series of privileges, including birthday treat and Sasa VIP members rewards;
  • Enjoy exclusive Sa Sa VIP Membership e-coupon upon successful application.
• 10% Cash Rebate for Mobile Spending – Make retail transactions through BoC Pay, UnionPay App, Apple Pay, Huawei Pay (Maximum HK$300 Cash Rebate)
• Dual Currency in One Card for Greater Flexibility
  • Consists of both Hong Kong Dollar (HKD) and Renminbi (RMB) credit card accounts to enjoy greater convenience
• Offset your spending with Points at BoC Pay
  • Earn 1 Gift Point per HK$1 / RMB¥1 you spend with your Card. Offset your spending with Points at BoC Pay merchants from just HK$1
• Bind with BoC Pay to enjoy QR Code Payment

11. BOC CMHK Dual Currency Diamond Card

Features/Benefits:

• Earn up to 3x Gift Points on CMHK Spending
• Enjoy extra 20,000 MyLink Points for subscribing designated 5G service plan at CMHK
• 10% Cash Rebate welcome offer for Mobile Spending
• Lunch/Dinner Set Buy 1 Get 1 Free Offer:
  • – Man Ho Chinese Restaurant – JW Marriott Hotel Hong Kong or
  • – Ye Shanghai (Tsim Sha Tsui) or
  • – Hugo’s or
  • – Nicholini’s – Conrad Hong Kong
• Enjoy LoungeKey Global Airport Lounge Benefit- Applicable to BOC Dual Currency Diamond Card
• Designated Airport Limousine Transfer Services –  Applicable to BOC UnionPay Dual Currency Diamond Card
  • One-way local transfer service to/from Hong Kong International Airport; or Shanghai city areas to/from Shanghai Hongqiao or Pudong Airport; or Beijing city areas to/from Beijing Capital International Airport; or cross-border transfer from Hong Kong to Shenzhen Bao’an International Airport.
  • Private chauffeur and luggage handling service.
  • The Service is inclusive of luggage handling charges, fuel, tunnel, and bridge tolls
• Annual Fee Offer
  • First 2 years annual fee waiver for main cards, perpetual waiver for additional cards
• Easy to Earn and Redeem Gift Points
  • You can earn 1 Gift Point upon HK$1 spending with your card and redeem your Gift Points from a wide range of rewards
• Contactless Payment Function

12. GBA Youth Card

The BOC GBA Youth Card, is a brand-new credit card created in cooperation with Bank of China

Features/Benefits:

• 5% cash rebate in the Bay Area
• Enjoy a series of exclusive merchant offers
• A comprehensive youth service card that provides support and living convenience in the Bay Area
• 10% Cash Rebate welcome offer for Mobile Spending
• Free Participation in youth events provided by the Foundation
• 30% off YO PLACE multimedia facilities rental (Address: 16/F, 9 Des Voeux Road West, Sheung Wan, Hong Kong)
• 5% Cash Rebate for Purchasing High Speed Rail Ticket
• China Travel Service (Hong Kong) Limited
  • Enjoy upto HK$100 discount on designated travel products
• Emperor Cinemas Exclusive Offer
  • Emperor Cinemas VIP Membership 20% off
  • Emperor Cinemas Concession Purchase 10% off
• LUCULLUS Exclusive Offer
  • 10% off upon spending of HK$400 on regular-priced items (except hamper and gift voucher)
• Easy to Earn, Redeem and Donate Gift Points 
  • Earn 1 Gift Point with every HK$1 spending with your card. A part of the proceeds from your retail spending will be donated to the Greater Bay Area Homeland Youth Community Foundation for youth development

13. BOC Hong Kong Airlines Visa Credit Cards

Features/Benefits:

• Enjoy a special redemption rate as low as HK$3=1 FWC Point
• Enjoy 50% off on FWC Points for redeeming Hong Kong Airlines Award Ticket every year – For a time-limited, enjoy 50% off flight redemption privileges offered by Hong Kong Airlines with Fortune Wings Club Points (applies to selected destinations and travel periods).
• Up to 13,000 FWC points welcome bonus
• Designated Check-in Counter & Priority Boarding
• Onboard Duty Free discount – Enjoy 5% off onboard duty-free discount with purchase over HK$1,000 in a single transaction for “BOC Hong Kong Airlines Visa Card” cardholders.
• Earn Extra 1,500 FWC Points when purchasing air tickets via Hong Kong Airlines website and Mobile App
• Annual Fee Offer
  • First 2 years annual fee waiver for main cards, perpetual waiver for additional cards

14. BOC CEA Dual Currency Credit Card

Features/Benefits:

• 8 Gift Points = 1 “Eastern Miles” Point
• 5% off on Airfare
• Special Promotion on Flights to Selected Destination
• Airport Limousine Transfer Service
• Up to 8,000 “Eastern Miles” points
• Dual Currency in One Card for Greater Flexibility
  • Consists of both Hong Kong Dollar (HKD) and Renminbi (RMB) credit card accounts to enjoy greater convenience
• Contactless Payment Function
• Bind with BoC Pay to enjoy QR Code Payment
• Annual Fee Offer
  • First 2 years annual fee waiver for main cards, perpetual waiver for additional cards

15. BOC HKUST Platinum Credit Cards

Features/Benefits:

• 2% Cash Rebate for online purchase
• 2% Cash Rebate for UnionPay QuickPass (applicable to BOC HKUST UnionPay Dual Currency Platinum Card)
• 10% Cash Rebate for Mobile Spending: Make retail transactions through BoC Pay, UnionPay App, Apple Pay, Huawei Pay, Google Pay, Samsung Pay (Maximum HK$300 Cash Rebate)
• Offset your spending with Points at BoC Pay
  • Earn 1 Gift Point per HK$1 / RMB¥1 you spend with your Card. Offset your spending with Points at BoC Pay merchants from just HK$1
• Bind with BoC Pay to enjoy QR Code Payment
• Annual Fee Offer
  • Perpetual annual fee waiver for main cards and additional cards

16. BOC HKMU Dual Currency Platinum Card

Features/Benefits:

• 2% Cash Rebate for Online Purchase
• 2% Cash Rebate for Mobile Payment
• Interest-free Tuition Fee Installment for settling tuition fee of Hong Kong Metropolitan University
• Supporting Your Alma Mater
  • Part of your retail spending will be given back to HKMU for the general development of the University
• 10% Cash Rebate for Mobile Spending: Make retail transactions through BoC Pay, UnionPay App, Apple Pay, Huawei Pay (Maximum HK$300 cash rebate)
• Offset your spending with Points at BoC Pay
  • Earn 1 Gift Point per HK$1 / RMB¥1 you spend with your Card. Offset your spending with Points at BoC Pay merchants from just HK$1
• Bind with BoC Pay to enjoy QR Code Payment
• Annual Fee Offer
  • Perpetual annual fee waiver for main cards and additional cards

17. BOC Shue Yan University Credit Card

Features/Benefits:

• Part of your retail spending will be donated to Shue Yan University for educational development
• 10% Cash Rebate for Mobile Spending: Make retail transactions through Apple Pay, Google Pay, Samsung Pay (Maximum HK$300 cash rebate)
• Annual Fee Offer
  • First 2 years annual fee waiver for main cards, perpetual waiver for additional cards
• Easy to Earn and Redeem Gift Points
  • You can earn 1 Gift Point upon HK$1 spending with your card and redeem your Gift Points from a wide range of rewards
• Contactless Payment Function

18. BOC Hospital Authority Credit Cards

Features/Benefits:

• Up to 5X Gift Points for Hospital Authority Staff Co-Op Shop
• 5X Gift Points for transactions on local dining and department store (applicable to World Mastercard)
• Airport lounge access (applicable to World Mastercard)
• 10% Cash Rebate for Mobile Spending – Make retail transactions through BoC Pay, UnionPay App, Apple Pay, Huawei Pay, Google Pay, Samsung Pay (Maximum HK$300 Cash Rebate)
• 5X Gift Points for transactions on local dining and department store (Equivalent to 2% Cash Rebate)
• Enjoy exclusive World Mastercard offers
  • You can enjoy an array of fabulous offers from travelling, dining, shopping to personal concierge service and entertainment, which are exclusively for you.
• Offset your spending with Points at BoC Pay
  • Earn 1 Gift Point per HK$1 / RMB¥1 you spend with your Card. Offset your spending with Points at BoC Pay merchants from just HK$1
• Bind with BoC Pay to enjoy QR Code Payment

19. BOC HKICPA Platinum Card

Features/Benefits:

• 2X Gift Points for payment of HKICPA Fee
• 10% Cash Rebate for Mobile Spending: Make retail transactions through BoC Pay, UnionPay App, Apple Pay, Huawei Pay, Google Pay, Samsung Pay (Maximum HK$300 Cash Rebate)
• Offset your spending with Points at BoC Pay
  • Earn 1 Gift Point per HK$1 / RMB¥1 you spend with your Card. Offset your spending with Points at BoC Pay merchants from just HK$1
• Bind with BoC Pay to enjoy QR Code Payment
• Contactless Payment Function

20. BOC TWGHS Credit Card

Features/Benefits:

• Part of Retail spending will be donated to Tung Wah Group of Hospitals for charity and educational purpose
• 10% Cash Rebate for Mobile Spending: Make retail transactions through Apple Pay, Google Pay, Samsung Pay (Maximum HK$300 Cash Rebate)
• Annual Fee Offer
  • First 2 years annual fee waiver for main cards, perpetual waiver for additional cards
• Easy to Earn and Redeem Gift Points
  • You can earn 1 Gift Point upon HK$1 spending with your card and redeem your Gift Points from a wide range of rewards
• Contactless Payment Function

21. BOC HKCEA Dual Currency Platinum Card

Features/Benefits:

• Birthday Treat – 2X Gift Points for Retail Spending made on birthday
• Offset your spending with Points at BoC Pay
  • Earn 1 Gift Point per HK$1 / RMB¥1 you spend with your Card. Offset your spending with Points at BoC Pay merchants from just HK$1
• Bind with BoC Pay to enjoy QR Code Payment
• Contactless Payment Function  for the Public Transport Systems Stands You in Good Stead in Getting around the Greater Bay Area Stress free
• Annual Fee Offer
  • First 2 years annual fee waiver for main cards, perpetual waiver for additional cards

22. BOC “HK GO” Credit Card

Features/Benefits:

• Up to 5X Gift Points
• Enjoy discount offers at HK GO and designated merchants
• Your HKFEW membership number will be printed on credit card to manifest your member status
• 10% Cash Rebate for Mobile Spending: Make retail transactions through Apple Pay, Google Pay, Samsung Pay (Maximum HK$300 Cash Rebate)
• Annual Fee Offer
  • Perpetual waiver for main card and additional cards
• Contactless Payment Function

23. BOC Visa Infinite Business Card

Features/Benefits:

• 3X Gift Points for Dining and Overseas Transactions
• Unlimited Free Access to Designated Airport Lounges
• Complimentary Global Personal Accident Protection
• HK$1,000 Cash Rebate welcome offer
• Perpetual annual fee waiver
• 3X Gift Points for dining and overseas transaction. An extra 2X Gift Points on top of the basic 1X Gift Point (HK$1=1 Gift Point) with no cap, and no minimum spending requirement.
• Enjoy unlimited free access to the specific Airport Lounges by Card during promotion period. 
• Hong Kong International Airport Limousine pick up service
• Visa Personal Concierge Service

24. BOC Visa Platinum Business Card

Features/Benefits:

• Unlimited free access to designated airport lounges
• HK$1,000 cash rebate welcome offer
• Perpetual annual fee waiver
• Enjoy unlimited free access to the specific Airport Lounges by Card during promotion period
• Contactless Payment Function
• You can add BOC Commercial Platinum Card to Apple Pay, Google Pay or Samsung Pay to enjoy a quick and safe mobile payment experience
• You can earn 1 Gift Point upon HK$1 spending with your card

25. BOC UPI Dual Currency Commercial Card

Features/Benefits:

• 2X Gift Points for overseas transactions
• Unlimited free access to designated airport lounges
• Perpetual annual fee waiver
• Links to both a HKD and a CNY account
• With the UnionPay QuickPass contactless payment function provides you with hassle-free card spending worldwide where UnionPay QuickPass is accepted
• You can earn 1 Gift Point upon HK$1 / CNY1 spending with your card

How To Apply For BOC Credit Cards

To apply for any of the BOC credit cards, simply visit the bank’s website, select any of the credit cards that fit your needs and go ahead to apply. Ensure that all requirements and documents are available.