How to Get Capfin Loans

Capfin is a financial service provider in South Africa offering personal loans to individuals. These short-term loans can help cover emergencies, expenses, and planned purchases. A division of Pepkor Trading (Pty) Ltd, Capfin has its registration under South Africa’s National Credit Regulator (NCR). Capfin was founded in 2010 and has its office in Cape Town, South Africa. This financial service provider is in partnership with South African retail brands, PEP and Ackermans, with a goal to provide convenient services to its clients. In this article, we look at how to get Capfin loans in South Africa.

How to Get Capfin Loans

• Apply via website,
  • Visit Capfin loan portal
  • Click on Apply Now
  • Enter your details and sign up
  • Click on Continue and follow the instructions
• Apply via SMS (33005)
• Visit any PEP or Ackermans store nationwide.

Documents and Other Requirements

• Must be 18 years or older.
• A valid SA ID
• 3 latest payslips or 3 latest bank statements
• Must be permanently employed and earning a monthly salary
• A valid cellphone number
• A valid SA bank account with one of the following banks supported by Capfin
  • Standard Bank
  • ABSA
  • FNB
  • Nedbank
  • Capitec
  • African Bank

Why Should You Get Loans From Capfin?

• An easy application process
• No hidden fees and interest rates
• We can obtain bank statements directly from your bank
• You have 24/7 access to your Capfin loan account
• You get to pay for unexpected expenses
• Available at any PEP or Ackermans store nationwide
• You can receive a loan of up to R50,000
• Loan tenure up to twelve (12) months

More Information About Capfin Loans

• Loan is typically paid out within 48 business hours after approval to your nominated bank account.
• If your loan application declines, you may re-apply after 30 days
• You must be willing to accept a DebiCheck mandate
• You must also be willing to complete a Face ID check
• Capfin offers credit life insurance which is designed to settle your outstanding loan balance in the event of your death, disability or loss of qualifying income
• Your loan documents are also available in Afrikaans, Sesotho, isiZulu and isiXhosa langauages on request.