Nedbank Credit Cards Types

Nedbank is one of the oldest, largest and most popular banks in South Africa. Founded in 1888, Nedbank has a long-standing commitment to innovation and service delivery, earning widespread recognition and amassing a large client base over the years. Nedbank offers a wide range of financial services, some of which include, digital banking, insurance, loans, investments, credit card facilities, business banking among many others. The bank has its headquarters in Sandton, Johannesburg. We look at Nedbank credit cards in this article, sharing their various benefits as well as other key information. A key point to note is that you must visit the bank’s website to apply for Nedbank credit cards, as this article does not provide application services.

Nedbank Credit Cards Types

1. Nedbank Gold Credit Card

Features/Benefits:

• Enjoy Greenbacks Exclusive discounts on your flights when booking through Greenbacks Travel on the Avo SuperShop.​
• Card includes purchase protection with a chargeback option.
• Optional credit life cover in case of death, disability, critical illness or retrenchment.
• Get real-time SMSs for transactions.
• Set your transfer and withdrawal limits using the Money app.
• Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
• Stop or block your card at any time
• Your card is chip- and PIN-enabled for added security.
• Get 2% unlimited cash back on every card spend.
• Use your card to pay and get 50% off your Nu Metro movie tickets.
• Get 25c cash back for every litre of fuel when you fill up at bp with your Greenbacks-linked card. 
• Use your Greenbacks SHOP Card at leading stores that accept American Express.
• Get an additional card for R30.
• Tap and go payment feature.
• Scan to pay using QR codes.
• Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
• Create a virtual card on the Money app to make online payments without needing to provide your physical card details.
• Flexible repayment options.
• Pay off your purchases over time with the budget facility.
• Minimum repayment of 5% on outstanding balance.
• Change your credit limit on request.

Rates and Fees:

• R30 monthly service fee.
• Credit facility fee from R20 a month.
• R30 optional Greenbacks linkage fee.
• Zero charges on card swipes.

Eligibility and Requirements:

• Be over 18 years old
• Earn at least R5,000 a month before tax and have a healthy credit score
• Live in South Africa
• Valid South African ID or a valid passport and work permit.
• Payslips for the past 3 months, or stamped​ bank statements for the past 3 months

2. Nedbank Platinum Credit Card

Features/Benefits:

• Get an additional card for R35.
• Manage your card with the Money app or Online Banking.
• Tap and go payment feature.
• Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
• Create a virtual card on the Money app to make online payments without needing to provide your physical card details.
• Minimum repayment of 5% on outstanding balance
• Use your card in-store, online, at ATMs or abroad.
• Get 2% unlimited cash back on every card spend.
• Use your card to pay and get 50% off your Nu Metro movie tickets
• Get 25c cash back for every litre of fuel when you fill up at bp with your Greenbacks-linked card
• Use your Greenbacks SHOP Card at leading stores that accept American Express.
• Earn double Membership Rewards with every purchase when using your Greenbacks-linked American Express card
• Enjoy Greenbacks Exclusive discounts
• Get travel insurance of up to R3 million.
• Enjoy the Bidvest Premier Club domestic airport lounges up to 12 times a year. 
• Get up to 10% off your accommodation when using Booking.com
• Enjoy the best rate of the day with an additional 5% discount for your car hire at the Avis counter.
• Get up to 15% off your car hire at any Hertz counter.
• Set your transfer and withdrawal limits using the Money app.
• Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.

Rates and Fees:

• R67 monthly service fee.
• Credit facility fee from R32 a month.
• Zero charges on card swipes.

Eligibility and Requirements:

• Be over 18 years old
• Earn at least R29,000 a month before tax
• Live in South Africa
• Valid South African ID or a valid passport and work permit.
• Payslips for the past 3 months, or stamped​ bank statements for the past 3 months

3. The American Express Gold Credit Card

Features/Benefits:

• Minimum repayment of 5% on outstanding balance.
• Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
• Use your card to pay and get 50% off your Nu Metro movie tickets
• Earn 1 Membership Rewards point for every R5 eligible spend. There is no limit on points you can earn and they never expire.
• Earn a monthly Avo voucher when you spend R3,500 or more a month.
• Earn 5,000 bonus points if you spend R10,000 in the first 3 months.
• Personal card delivery for R170.
• Add multiple cards at no extra cost to share your card benefits.
• Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
• Pay off your purchases over time with the budget facility.
• Enjoy the Bidvest Premier Club domestic lounges up to 12 times a year. 
• Use Membership Rewards points to book holidays.
• Save with car rental discounts locally from Hertz and Avis.
• Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
• Stop or block your card at any time
• Scan to pay using QR codes.

Rates and Fees:

• R78 monthly service fee.
• R180 once-off initiation fee.
• R21 credit facility fee.
• R29 monthly Membership Rewards fee.
• Free lost card replacement. R450 for same-day delivery.
• Zero charges on card swipes.

Eligibility and Requirements:

• Be over 18 years old
• Earn at least R17,000 a month before tax
• Live in South Africa
• Valid South African ID or a valid passport and work permit.
• Payslips for the past 3 months, or stamped​ bank statements for the past 3 months

4. The American Express Platinum Credit Card

Features/Benefits:

• Earn 30,000 Membership Rewards points when you get approved for the Card and spend R10,000 in the first 3 months.
• Enjoy exclusive access to the Amex for Foodies dining programme, with up to 20% off your bill at 30 premium restaurants.
• Enjoy 1 year of complimentary access to Hole19’s premium4 features
• Get 3 months’ complimentary streaming when you use your Platinum Card to pay for Netflix, Amazon Prime, Spotify, Showmax or Audible.
• Automatic Platinum status with Tsogo Sun for access to discounts on movies, dining and accomodation.
• Relax at over 1,200 lounges in 400 cities around the globe with Priority Pass. Receive unlimited access to any local Bidvest Premier Lounge.
• Block and replace or freeze and unfreeze your card using the Nedbank Money app, Online Banking or by calling 0800 110 929.
• Enjoy The Centurion Lounge, exclusively for American Express Platinum Credit Card Members. 
• With the American Express Global Lounge Collection, enjoy access to over 1,400 airport lounges across 650 cities around the world
• Add multiple cards at no extra costs to earn more rewards and share your card benefits.
• Minimum repayment of 5% on outstanding balance.
• Enjoy elite tier status at Hilton Honors Gold, MeliaRewards Platinum, and Radisson Rewards Gold.
• Get travel insurance of up to R10 million.

Rates and Fees:

• R490 monthly service fee.
• R180 once-off initiation fee.
• Free access to the Membership Rewards Programme.
• Free lost card replacement and delivery.
• Zero charges on card swipes.

Eligibility and Requirements:

• Be over 18 years old
• Earn at least R62,500 a month before tax
• Live in South Africa
• Valid South African ID or a valid passport and work permit.
• Payslips for the past 3 months, or stamped​ bank statements for the past 3 months

5. Nedbank SAA Voyager Gold Credit Card

Features/Benefits:

• Automatic basic travel insurance up to R3,000,000, with the option to top up at a 10% discounted rate.
• Exclusive access to promotional fares and Voyager promotions 24 hours before they are made public.
• Travel to 1,200 destinations with 26 Star Alliance airline partners
• Pay for any SAA flight with your card and use or donate your Companion Ticket to any other traveller.
• Exchange Global Companion Tickets for two Domestic Companion Tickets
• Enjoy preferential check-in.
• Use Miles for flight upgrade awards, Uber, Wine-of-the-Month Club, Netflorist and more.
• Earn unlimited Voyager Miles at the fastest rate on the SAA Voyager American Express® card.
• Earn 10,000 bonus Miles on the first SAA ticket you buy and use.
• Earn 15,000 Bonus Miles when you spend R320,000 in a calendar year.
• Earn double Miles for all eligible spend* in the first month after your account has been opened.
• Get 1 Continental or 1 Global Companion Ticket per calendar year when meeting spend thresholds.
• Convert your Miles to AvoPoints and shop for just about anything on Avo SuperShop.
• Get 15% off all purchases or 25% of your first Club pack at Wine-of-the-Month Club.
• Use your credit card and get 50% off your Nu Metro tickets.
• Use your card and get 50% off your Nu Metro tickets.

Rates and Fees:

• R700 annual service fee.
• R150 replacement card fee.
• Credit facility fee of R27 a month.
• Zero charges on card swipes.
• Zero charges on additional cards.
• Automatic enrolment to the Voyager Rewards programme.

Eligibility and Requirements:

• Be over 18 years old
• Earn at least R6,600 a month before tax
• Live in South Africa
• Valid South African ID or a valid passport and work permit.
• Payslips for the past 3 months, or stamped​ bank statements for the past 3 months

6. Nedbank SAA Voyager Premium Credit Card

Features/Benefits:

• Automatic basic travel insurance up to R6,000,000, with the option to top up at a 20% discounted rate.
• Unlimited access to SAA owned departure lounges
• Exclusive access to promotional fares and Voyager promotions 24 hours before they are made public.
• Travel to 1,200 destinations with 26 Star Alliance airline partners
• Get one additional piece of luggage on SAA operated flights.
• Pay for any SAA flight with your card and use or donate your Companion Ticket to any other traveller.
• Exchange Global Companion Tickets for two Domestic Companion Tickets
• Earn unlimited Voyager Miles at the fastest rate on the SAA Voyager American Express® card.
• Earn 19,000 bonus Miles on the first SAA ticket you buy and use.
• Earn 15,000 Bonus Miles when reaching the spend threshold of R300,000.
• Spend R1,000,000 in a calendar year and get an additional Global Companion Ticket.
• Use Miles for flight upgrade awards, Uber, Wine-of-the-Month Club, Netflorist and more.
• Use your card and get 50% off your Nu Metro tickets.
• Get 15% off all purchases or 25% of your first Club pack at Wine-of-the-Month Club.

Rates and Fees:

• R2,040 annual service fee.
• Credit facility fee of R32 a month.
• Preferential debit interest rates.
• R150 replacement card fee.
• Zero charges on card swipes.
• Zero fee on supplementary cards.
• Automatic enrolment to the Voyager Rewards programme.

Eligibility and Requirements:

• Be over 18 years old
• Earn at least R25,000 a month before tax
• Live in South Africa
• Valid South African ID or a valid passport and work permit.
• Payslips for the past 3 months, or stamped​ bank statements for the past 3 months

Additional Information About Nedbank Credit Cards

1. You must create an account with Nedbank to be eligible to apply for credit cards
2. To apply for Nedbank credit cards, you may use any of the following channels:
   • Apply Online
   • Apply on Online Banking
   • Find a branch
   • Call 0860 555 111