OCBC Credit Cards Singapore

Oversea-Chinese Banking Corporation Limited (OCBC), is one of the largest banking establishments in Singapore. It was founded in 1932 by Lee Kong Chian, headquartered in Singapore and headed by Helen Wong (CEO). OCBC offers services such as retail bankiong, asset management, insurance and commercial banking. OCBC is the second largest financial services group in South East Asia (by assets), boasting over 400 branches and offices in Singapore, Malaysia, Indonesia, Vietnam and Thailand, as well as Mainland China, Hong Kong SAR, Macau SAR and Taiwan. Oversea-Chinese Banking Corporation’s history dates back to 1912, originating from one of the three local banks that merged to form OCBC. OCBC provides a diverse selection of credit cards tailored to match various lifestyles and preferences. In this article we discuss these range of OCBC credit cards in Singapore.

OCBC Credit Cards Singapore

1. OCBC INFINITY Cashback Card

Features And Benefits:

• 1.6% in cashback all year round
• 0.2% cashback for new-to-OCBC cardmembers
• No minimum spending required or limit to the cashback you can earn
• Cashback credited automatically

Eligibility:

• Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000
• Foreigner above 21 years old with an annual income of at least S$45,000

2. OCBC 365 Credit Card

Features And Benefits:

• Enjoy 2x more cashback of up to S$160
• Enjoy 3% cashback on pharmacy, streaming and EV charging
• Enjoy 5% cashback on all dining and food delivery

Eligibility:

• Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000
• Foreigner above 21 years old with an annual income of at least S$45,000

3. OCBC Rewards Card

Features And Benefits:

• Earn 15 OCBC$ for every S$1 spent at selected popular retailers (new ones every three months!)
• Earn 10 OCBC$ (equivalent to a 2.78% cash rebate or 4 air miles) for every S$1 spent in certain retail categories – both online and in stores
• Exchange OCBC$ for cash rebates, air miles, vouchers, products or experiences
• Get a bonus 2% cash rebate when you purchase electronics at BEST Denki

Eligibility:

• Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000
• Foreigner above 21 years old with an annual income of at least S$45,000

4. OCBC 90°N Card

Features And Benefits:

• 2.1 Miles per S$1 on foreign currency spend (Miles will be awarded as 90°N Miles in blocks of S$5 per transaction)
• 1.3 Miles per S$1 on local spend
• Miles never expire

Eligibility:

• Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000
• Foreigner above 21 years old with an annual income of at least S$45,000

5. FRANK Credit Card

Features And Benefits:

• 8% cashback on foreign currency transactions and online/contactless mobile transactions in SGD
• Extra 2% cashback at selected green merchants
• 0.3% cashback on other eligible transactions

Eligibility:

• Anyone 21 years old and above, 18 and above for supplementary card holders
• Singaporeans and Singapore PR with a min. annual income of S$30,000
• Foreigners with a valid pass and a min. annual income of S$45,000

6. OCBC VOYAGE Card

Features And Benefits:

• Earn 2.2 VOYAGE Miles with every S$1 spent in foreign currency, 1.3 VOYAGE miles per S$1 on local spend (VOYAGE Miles will be awarded for every S$5 spent on a per transaction basis. Find out more about VOYAGE Miles)
• No expiry of miles
• Redeem flights on any airline, anytime, with no blackout dates
• Minimum annual income of S$120,000 required

Eligibility:

• Minimum Age: 21 years old
• Annual income: At least S$120,000
• Fee for principal card: S$498.00 (including GST). You will earn 15,000 VOYAGE Miles each time you pay the annual service fee
• Fee for Supplementary card: S$191.00 (including GST). Annual Service Fee for up to 2 supplementary cards is waived for the first year

7. OCBC Premier, OCBC Premier Private Client, and Bank of Singapore VOYAGE Card

Features And Benefits:

• Earn up to 2.3 VOYAGE Miles per S$1 spent. (VOYAGE Miles will be awarded for every S$5 spent on a per transaction basis. Find out more about VOYAGE Miles)
• No expiry of miles
• Redeem flights on any airline, anytime, with no blackout dates

Eligibility:

• Minimum Age: 21 years old
• Annual income: At least S$120,000
• Fee for principal card: S$498.00 (including GST). You will earn 15,000 VOYAGE Miles each time you pay the annual service fee
• Fee for Supplementary card: S$191.00 (including GST). Annual Service Fee for up to 2 supplementary cards is waived for the first year

8. OCBC Premier Visa Infinite Credit Card

Features And Benefits:

• Earn up to 28 OCBC$ (worth 11 miles) for every S$5 spent
• Flexible rewards – OCBC$ offer access to miles, cash rebates and more
• Enjoy fuel discounts of up to 23% at Sinopec, 19% at Caltex and 14% at Esso

Eligibility:

• Only for OCBC Premier Banking customers

9. OCBC NXT Credit Card

Features And Benefits:

• Interest-free auto-instalments
• Ease of split payments across 3 or 6 months
• Earn 1% cash rebates when your monthly bill is S$1,000 or more

Eligibility:

• Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000
• Foreigner above 21 years old with an annual income of at least S$45,000

10. OCBC Great Eastern Cashflo Credit Card

Features And Benefits:

• Pay over 3, 6 or 12 months auto-instalments with 0% interest
• Earn up to 1.2% rebate on other eligible transactions (Capped at S$100 monthly)

Eligibility:

• Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000
• Foreigner above 21 years old with an annual income of at least S$45,000

11. OCBC Platinum Credit Card

Features And Benefits:

• Earn 5 OCBC$ per S$5 spent (OCBC$ will be awarded for every S$5 spent on a per transaction basis. Find out more about OCBC$)
• Enjoy travel deals from Expedia
• Enjoy dining deals for every occasion

Eligibility:

• Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000
• Foreigner above 21 years old with an annual income of at least S$45,000

12. BEST-OCBC Credit Card

Features And Benefits:

• Get 3% cash rebate at BEST Denki
• Earn up to 2.5% rebates annually
• Invites to members-only sales and events

Eligibility:

• Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000
• Foreigner above 21 years old with an annual income of at least S$45,000

13. OCBC Arts Credit Card

Features And Benefits:

• Earn 15 OCBC$ per S$5 spent on SISTIC purchases (OCBC$ will be awarded for every S$5 spent on a per transaction basis. Find out more about OCBC$)

Eligibility:

• Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000
• Foreigner above 21 years old with an annual income of at least S$45,000

To apply for any of OCBC credit cards in Singapore, visit the bank’s website, any branch near you or call the contact center on +65 6363 3333.