Reliance HMO: How Much Does It Cost in 2024

Reliance HMO is a health insurance company that uses software, data science and telemedicine to make health insurance delightful, affordable and accessible.

What Is A HMO?

HMO stands for: Health Maintenance Organization. They provide affordable healthcare services and insurance through a network of hospitals or healthcare professionals (doctors) for a specified monthly or annual fee in Nigeria.

Reliance HMO Plans:

This HMO has three main health plans. The Individual Plan, Family Plan and Business Plan.

Individual Plan: This covers an individual’s healthcare. In this plan, the more consistent and loyal you are to Reliance HMO, the more benefits you get. You also get paid 20% of what you have used if you stay healthy.

Family Plan: This health insurance policy is for your family, children and loved ones. In an emergency, your children can access the best hospitals closest to your home and their school.

Business Plan: This cost-effective health insurance policy covers a company’s/organization’s staff. It provides maximum health benefits to employees.

Reliance HMO Hospitals

Here is a list of a few hospitals affiliated/registered with Reliance HMO:

• Peace Hospital – Yola
• Rexan Low Vision and Eye Clinic- Yola
• Tobis Clinic and Consultants – Yenagoa
• Unwanna Family Hospital – Uyo
• Salvation Hospital – Owerri
• Benonil Hospital – Makurdi
• Borno Medical Clinic – Maiduguri
• The Smile Shop – Kano
• Salem Medical Centre – Kafanchan
• Madi Memorial Hospital – Gombe
• Samaritan Clinic and Hospital – Eket
• Reemee Medicare – Bauchi
• Niger Optical – Awka
• Hephzibah Eye Clinic – Anambra
• Olumorin Specialist Hospital – Ado-Ekiti
• Kings Care Hospital – Abuja
• Jethrone Hospitals and Diagnostic Centre – Abuja
• Springs Clinic- Aba
• Niger Optical- Aba

Reliance HMO Insurance Plans and Cost:

Red Beryl Individual Plan

Cost: ₦3,500 per person per month

Benefits:

• Combined medical cover of ₦1.2 Million per year
• ₦150,000 limit for surgeries available per year*
• Unlimited chats and phone calls with medical doctors
• Free drug pick-ups from the nearest pharmacy to your home
• Roam across 1193 tier 4 hospitals
• Pay zero naira for hospital registration fees
• Immunization for children

Alexandrite Individual Plan:

Cost: ₦6,000 per month per individual

Benefits:

• Combined medical cover of ₦1.8 Million per year
• ₦300,000 limit for surgeries available per year*
• Unlimited chats and phone calls with medical doctors
• Free drug pick-ups from the nearest pharmacy to your home
• Roam across 2070 tier 3 & 4 hospitals
• Pay zero naira for hospital registration fees
• 5 sessions with specialist doctors per year*
• 5 sessions with a paediatrician per year*
• Immunization for children

Diamond Plan:

Cost: ₦13,500 per person per month

Benefits:

• Combined medical cover of ₦3 Million per year
• ₦500,000 limit for surgeries available per year*
• Unlimited chats and phone calls with medical doctors via the telemedicine app
• Free drug pick-ups from the nearest pharmacy to your home
• Roam across over 806 tier 2, 3 & 4 hospitals
• Pay zero naira for hospital registration fees
• 10 sessions with specialist doctors per year*
• 10 sessions with a paediatrician per year*
• Immunization for children

It is important to note that the benefits of each plan are not limited to what I have listed above. The following link takes you directly to view the full benefits of each plan as well as the quarterly and annual costs of these plans.

You can seamlessly and comfortably subscribe to Reliance HMO plans by logging on to their website, creating an account, selecting your preferred plan and paying with your card. You can also add family members to your preferred plan.

This HMO has gotten a lot of positive reviews over time and ranks second among the top 20 HMOs in Nigeria.

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