Standard Bank Credit Cards

Standard Bank South Africa ranks among Africa’s leading financial services institutions. Since its founding in 1862, it has provided a diverse array of services, such as personal and business banking, corporate and investment banking, and wealth management. Standard Bank offers credit cards to customers with various benefits and features tailored to their financial needs. These cards usually offer benefits like online banking access, customizable repayment plans, and rewards programs. In this article we take a look at Standard Bank credit cards and their various features.

Standard Bank Credit Cards

1. Gold Credit Card

Features/Benefits:

• Get up to 20% off on Emirates flights when you book through Leisure Desk
• Get up to 10% cash back when you book on Booking.com using your Credit Card 
• Enjoy 10% off all hard and softshell luggage from Gopals
• Get up to 10% discount on car rental when you book through Rentalcars.com and Budget car rental up to 20% through Avis
• Enjoy up to 20% off flight prices anywhere in the world when you visit Travelstart and book with your Credit Card
• Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when you book at IHG
• Get 15% off wine, coffee, olive oils and more when you purchase online at Wine-of-the-Month Club
• Get access to food and lifestyle offers on the Priceless Specials MEA App
• Enjoy 2 months of Lingokids for free for new users and thereafter get 30% off monthly  subscriptions for new and existing customers
• Enjoy 25% discount on your first Fiit  subscription payment with your Credit Card 
• Unlock your potential with UNICAF and get 75% scholarship off your program tuition fees when you pay using your Credit Card after admission
• Get your Mastercard Gamer Pass to participate in one of the biggest online gaming community at Gogamers
• Get up to 10% discount on surgeries & procedures when you pay with your Eligible Mastercard for Medical Tourism Concierge

Eligibility/Requirements:

• A copy of your South Africa ID (or your passport if you are not a South African citizen)
• A recent payslip
• 3 months bank statement
• Proof of residence not older than 3 months
• You must earn R5,000 or more per month

Rates/Fees:

• Get up to 55 days free interest if your account is paid in full 
• 3% minimum monthly repayment with automatic payment option 
• R63 monthly fee 
• R190 initiation fee

2. Titanium Credit Card

Features/Benefits:

• Get up to 20% off on Emirates flights when you book through Leisure Desk
• Enjoy up to 20% off your next international car rental when you book with Avis
• Get up to 10% cash back when you book on Booking.com using your Standard Bank Titanium credit cards 
• Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when you book with your Credit Card
• Enjoy up to 20% off flight prices anywhere in the world when you book with  travelstart using your Credit Card
• Enjoy 10% off all hard and softshell luggage from Gopals
• Get 10% discount on car rental when you book through Rentalcars.com and Budget International
• 6 Complimentary visits at any Bidvest Premier domestic lounge with your Titanium Credit Card
• 6 Complimentary visits for you and a guest at the Standard Bank Fluent Lounge, located at Lanseria airport, with your Titanium Credit Car
• Receive a 40% discount on your monthly SWEAT 1000 app subscription 
• Enjoy 40% off at Deluxe Laser & Spa when you book 6 or more laser hair removal sessions
• Order your first meal kit from UCOOK and get 50% off as a first-time customer and 30% off on your next order 
• Get 20% off on your first order from Faithful to Nature

Eligibility/Requirements:

• A copy of your South Africa ID (or your passport if you are not a South African citizen)
• A recent payslip
• 3 months bank statement
• Proof of residence not older than 3 months
• You must earn R25,000 or more per month

Rates/Fees:

• Get up to 55 days interest free if your account is paid in full
• 3% minimum monthly repayment with automatic payment option 
• R89  monthly fee 
• R190 initiation fee 
• No monthly fee if bundled with a Prestige Banking account

3. Platinum Credit Card

Features/Benefits:

• Get up to 20% off on Emirates flights when you book through Leisure Desk
• Enjoy up to 20% off your next international car rental when you book with  Avis
• Get up to 10% cash back when you book on Booking.com using your Credit Card 
• Enjoy 10% off all hard- and softshell luggage from Gopals
• Enjoy 12 visits a year to Bidvest lounges 
• Enjoy  12 visits a year to the Standard bank Library lounge at OR Tambo International Airport (Domestic Departures Terminal)
• Get up to 20% off flights and accommodation when booking on Travelstart  
• Get 10% discount on car rental when you book through Rentalcars.com  and Budget International
• Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when you book with your Credit Card
• Buy 1GB of AlwaysOn Wi-Fi  for a once off fee of R19 and get 11GB free
• Earn from 3 times more UCount Rewards Points  every time you use your qualifying Credit Card, no matter where you shop
• Receive complimentary Silver status membership and silver tier benefits with Legacy Lifestyle Rewards
• Enjoy 2 months of Lingokids for free for new users and thereafter get 30% off monthly subscriptions
• Enjoy 25% discount on your first Fiit subscription payment with your Credit Card 

Eligibility/Requirements:

• A copy of your South Africa ID (or your passport if you are not a South African citizen)
• A recent payslip
• 3 months bank statement
• Proof of residence not older than 3 months
• You must earn R58,000 or more per month

Rates/Fees:

• Get up to 55 days interest free if your account is paid in full
• 3% minimum monthly repayment 
• R108  monthly fee 
• R190 initiation fee 
• No monthly fee if bundled with a Private Banking  account

4. World Citizen Credit Card

Features/Benefits:

• Get up to 20% off on Emirates flights when you book through Leisure Desk
• Enjoy up to 35% off your next international car rental and chauffeur service when you book with Avis
• Get up to 10% cash back when you book on Booking.com using your card 
• Enjoy 10% off all hard- and softshell luggage from Gopals
• Access handpicked experiences and offers in cities around the world with Mastercard Priceless Cities
• Get 10% discount on car rental when you book through Rentalcars.com  and Budget International
• Get up to 10% off when booking flights through Travelstart
• Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when you book with your Credit Card
• Enjoy Unlimited access to Standard Bank, Bidvest and International lounges
• Enjoy from 12 visits a year to Standard Bank library and Fluent lounges. Get 10% off at OneFineStay apartments
• Get up to 15% off on car rentals with Hertz
• Get  15% off online purchases when you shop at Wine-of-the-Month Club
• Ship your online purchases home for less and shop at thousands of U.S. online stores through MyUS
• Discover a world of luxury shopping and exclusive offers at 9 shopping centres in Europe through Bicestercollection when you use your Credit Card
• Access to food and lifestyle offers on the Priceless Specials MEA App

Eligibility/Requirements:

• A copy of your South Africa ID (or your passport if you are not a South African citizen)
• A recent payslip
• 3 months bank statement
• Proof of residence not older than 3 months
• You must earn R25,000 or more per month

Rates/Fees:

• Get up to 55 days interest free if your account is paid in full
• 3% minimum monthly repayment with automatic payment option 
• R209 monthly fee 
• R190 initiation fee 
• No monthly fee if bundled with a Private Banking Signature account 

5. Diners Club Platinum Credit Card

Features/Benefits:

• Access to the Diners Club Premium Concierge Service – a personalised digital platform where you can browse the exclusive offers tailormade for you.
• Flight discounts with Emirates (up to 20% off economy flights, up to 15% off first class flights and up to 15% off business flights, excluding airport taxes on any international roundtrip airfare.  *T&Cs apply.
•  Avis Club – Priority service, car rental upgrades & discounts via automatic “Avis Preferred” status through Diners Club
• Ease of access to Forex via Concierge
• The Diners Club Travel Tools mobile app has information on airport lounge locations and the latest Privileges offers.
• Rewards programme that allows you to earn and redeem miles on flights and accommodation with ClubMiles.
• Sporting lifestyle needs i.e. golf club benefits including discounts at golf shops.
• Invitations to lifestyle experiences aimed at enhancing the overall quality of your life.
• Access to over 30 partners across travel, lifestyle, entertainment and retail partners.
• Load your Diners Club Card onto the SnapScan App to use it at over 50 000 merchants across the country.

Eligibility/Requirements:

• Certified South African ID copy or valid passport (if not SA citizen)
• Residential address verification (utility bill not older than 3 months)
• Latest copy of income tax return (IRP5) or
• 3 months original bank statements, if copies they must bear a bank stamp and not print outs from the internet (if no salary advice available)
• Tax number / SARS Payslip / salary advice
• If living with another person and has no proof of residential address, an Affidavit from other person confirming that applicant resides with them and the nature of the relationship

Rates/Fees:

• R128 per month.
• Minimum Annual Income: R500,000
• Interest Rate: Prime + 7.25%
• Minimum Monthly repayment: 3%
• Primary Card: R1536 (Free secondary cards)

6. Diners Club Shari’ah Charge Card

Features/Benefits:

• Prime-time and priority seating at the world’s most esteemed restaurants, ensuring you always have the best seat in the house
• Preferential pricing on premium brands, elevating your lifestyle without effort.
• Tailormade vacations with complimentary perks such as room upgrades and spa credits, making each trip unforgettable
• Downloadable guides with valuable insights for your trips, ensuring you experience the best of every destination
• Priority entry to the finest hotels, shows and events worldwide, even during peak seasons, ensuring the most enjoyable experiences
• Travel in style and luxury with Diners Club. Our Complimentary Phase 1 Travel Insurance ensures that travellers aged up to 74 years can leave their worries behind.
• Experience seamless travel with pre-arranged airport transfers and VIP Meet & Greet services.
• Relax in over 1,300 airport lounges in more than 600 cities and over 140 countries.
• Enjoy exclusive flight discounts with Emirates and save up to 20% on Economy and up to 15% on First Class and Business Class flights (excluding airport taxes) for any international round-trip airfare.
• Get Avis Club Preferred status, unlocking international discounts, priority service and car rental upgrades.
• Lifestyle managers at your disposal to handle urgent or complex travel itineraries for peace of mind.
• Enjoy benefits catering to your sporting lifestyle, including discounts at golf shops and green fees at selected golf clubs
• Receive invitations to lifestyle experiences such as connoisseur events for coffee, olive oil, and chocolate

7. Diners Club Beyond Credit Card

Features/Benefits:

• Diners Club International offers access to nearly 1,300 airport lounges across 600+ cities in over 140 countries worldwide.
•  Diners Club International offers access to over 45 million WiFi hotspots in more than 200 countries and territories around the world. 
• Airport transfers and meet & greet – receive exclusively negotiated rates for transport to the airport and fast-tracking of airport check-ins and arrivals for international flights (Available at all major South African airports)
• Enjoy VIP priority service – with car rental upgrades & discounts via automatic “Avis Preferred” status through Diners Club.
• Exclusive members only Signature Magazine
• Your Diners Club Beyond Card membership makes you an instant VIP Platinum member of the Southern Sun hotels frequentGuest rewards programme
• Cash Withdrawal – make use of the cash withdrawal facility at over 1.2 million ATMs worldwide
• Diners Club SA Mobile App – allows you to check your balance and spend on-the-go
• SnapScan – load your Diners Club Card onto the SnapScan App and use it at over 50 000 merchants across the country

Eligibility/Requirements:

• Certified South African ID copy or valid passport (if not SA citizen)
• Residential address verification (utility bill not older than 3 months)
• Latest copy of income tax return (IRP5) or
• 3 months original bank statements, if copies they must bear a bank stamp and not print outs from the internet (if no salary advice available)
• Tax number / SARS Payslip / salary advice
• If living with another person and has no proof of residential address, an Affidavit from other person confirming that applicant resides with them and the nature of the relationship

Rates/Fees:

• Get up to 55 days interest free
• 3% minimum monthly repayment with automatic payment option
• R85 monthly Card fee
• R32 monthly service fee
• R0 initiation fee
• No monthly fee if bundled with a Standard Bank Private Banking Signature account

8. Blue Credit Card

Features/Benefits:

• Standard Bank Blue Credit Card is ideal if you are looking for a simple credit facility. So, there are no additional loyalty features or benefits attached to this card.
• You can, however, choose a Credit Card Protection Plan  (optional), which will provide you with the peace of mind that, regardless of an unfortunate event, any credit card debt you may have will be covered.

Eligibility/Requirements:

• A copy of your South Africa ID (or your passport if you are not a South African citizen)
• A recent payslip
• 3 months bank statement
• Proof of residence not older than 3 months
• You must earn R5 000 or more per month

Rates/Fees:

• Get up to 55 days interest free if your account is paid in full
• 3% minimum monthly repayment with automatic payment option
• R40 monthly fee
• R190 initiation fee

• Get a free instant quote to check if you qualify for Standard Bank credit cards.
• Click here for more information and to apply for Standard Bank credit cards