Top Car Insurance Providers in Qatar

Car insurance is an insurance policy that provides financial protection against losses incurred on your vehicle. These losses may be due to theft, accident or other damages. It also gives protection for a liability where you may have caused injury or damage to someone else’s life or property through your car. Car insurance policy covers the costs associated with repairing or replacing your car if it’s damaged in an accident, as well as medical expenses for injuries sustained by you or others involved in the accident. Insurance coverages may differ from each other in terms of location, type of car being insured, insurance company as well as driving records. In this article, we take a close look at the top car insurance providers in Qatar. Summarily, car insurance coverage typically are: collision coverage, third-party liability insurance and comprehensive insurance.

Car Insurance Providers in Qatar

1. Doha Insurance Group

DIG offers small car insurance services like,

• Battery assistance
• Jumpstart support
• Towing
• Delivery of fuel
• Minor repairs

Doha Insurance Group has three Car insurance plans namely:

Silver Plan: Which starts at 1,100 QAR

Features:

• Roadside assistance
• 3 days small replacement vehicle

Gold Plan: Which starts at 1,800 QAR

Features:

• Roadside assistance
• 10 days small replacement vehicle
• Agency repair
• Zero depreciation on spare parts

Platinum Plan: Starting at 2,000 QAR

Features:

• Roadside assistance
• 10 days small replacement vehicle
• Zerodepreciation on spare parts
• Riot, strike, storm and flood

Interestingly, you can apply for your car insurance (and any other type of insurance provided by DIG) online. Simply visit their website or download the mobile app on Google Play Store or Apple App Store.

2. GIG Gulf Insurance Qatar

GIG’s Comprehensive Car Insurance Plan is a comprehensive package designed to safeguard you, your passengers, and your vehicle. It provides extensive coverage, including protection against third-party liabilities and personal damages. You also get the benefit of enjoying other services like:

• Guaranteed car repair at certified garages
• Buy online in 10 minutes. 

GIG’s car insurance products include: Motor Perfect, Motor Executive and Motor Third Party.

Motor Perfect

Features:

• Covers loss or damage to your car
• Third party liability
• Medical expenses up to 1,000 QAR
• Optional replacement hire car
• Clothing and personal effects up to 500 QAR
• Personal injuries up to 10,000 QAR
• Agency repairs up to 1 year
• Optional personal accident benefit
• Windscreen or window breakage cover
• Automatic cover extension
• Optional accident and breakdown recovery and roadside assistance
• Free airport pick-up and drop-off
• Optional off road cover
• Car service pick-up and drop-off
• Free car inspection (registration and renewal) pick-up and drop-off
• Optional GCC cover

Motor Executive

Features:

• Covers loss or damage to your car
• Third party liability
• Medical expenses up to 2,500 QAR
• Replacement hire car
• Clothing and personal effects up to 1,000 QAR
• Personal injuries up to 50,000 QAR
• Agency repairs up to 5 years
• Personal accident benefit
• Windscreen or window breakage cover
• Automatic cover extension
• Accident and breakdown recovery and roadside assistance
• Free airport pick-up and drop-off
• Off road cover
• Car service pick-up and drop-off
• Free car inspection (registration and renewal) pick-up and drop-off
• GCC cover

Motor Third Party

Features:

• Third party liability
• Optional accident and breakdown recovery and roadside assistance
• Optional personal accident benefit

Visit GIG Gulf’s website to get more information as well as quotes for your preferred car insurance plan.

3. Qatar Islamic Insurance Company

The QIIC offers car insurance products suited to your daily lifestyle. They also boast affordability as well as ease with their insurance plans. These plans are highlighted below:

Gold Comprehensive: The QIIC Gold Comprehensive Car Insurance plan encompasses the costs associated with repairing your vehicle, as well as those of the third party’s vehicle, and covers any potential medical expenses that may arise. It also provides add on covers that guarantees its premium holder’s peace of mind.

Standard Comprehensive: This plan provides basic car insurance cover as well as third party liability protection and property damage.

Third Party: This is the minimum insurance plan which provides coverage for third party liability. That is, it offers you protection on damage caused to someone with your vehicle.

General benefits of using QIIC’s car insurance policy includes:

• Own Damage: Covers damage to your car in case of accidents
• Personal Injuries: Injuries you may suffer in an accident
• Fire & Theft: In the case of a robbery or fire, your vehicle is covered and protected
• Third Party Liability: Covers you for damages you may cause to others
• Agency Repair: Your insured vehicle can undergo its repairs in the agency for up to 3 years
• Windscreen Damage: In the event of breakage to the insured vehicle’s windscreen, damages will be restored to new.

Visit the QIIC website to get a quote on your preferred insurance plan.

4. Qatar Insurance Company

Interestingly, QIC offers insurance services both online and offline, which makes policy purchase easy. Qatar Insurance Company (Qatar Insurance Group as popularly known) is one of the top leading car insurance providers in the region and has a vast experience and knowledge in the insurance field.

QIC offers two car insurance services, namely: Comprehensive Car Insurance – Full Cover and Third Party Liability (TPL) Insurance.

Comprehensive Car Insurance – Full Cover

This insurance provides coverage for all damages, including situations where you are at fault or involved in an accident alone. It also includes a third party liability insurance.

Features:

• Fire occasioned by self-ignition or lightning
• Theft, attempted theft or burglary
• Malicious acts of others (i.e. vandalism, etc.)

There are optional covers which can be purchased for a small amount in addition to the main insurance. These are:

• Gap cover
• Agency repairs
• Depreciation of spare parts
• Roadside assistance
• Personal accident cover
• Personal driver services
• Off road cover
• Off road 360 cover
• Riot, strike and storm cover.

QIC also offers installment payment on the comprehensive car insurance.

Third Party Liability (TPL) Insurance

This is a minimum requirement for every car/vehicle owner/operator. It is a part of the prerequisites that allows you to operate a vehicle on the road. It covers injury or damage to life or property incurred as a result of accident involving your vehicle. TPL insurance does not cover your car or personal damages.

Visit the QIC website for more information.

5. Alkhaleej Takaful Insurance

Alkhaleej Insurance is one of the leading insurance providers in Qatar, having been in existence since 1978. They offer two types of car insurance:

Comprehensive Insurance Plan

Features:

• Free Agency Repair Insurance for the First Year
• No deductible for up to 5 years
• 24/7 Roadside Assistance
• 5 days Replacement car for free.
• Coverage against Physical Damage, Theft, and Fire.

Third Party Insurance

Covers claims made by a third party for injury, damage to property or death caused by the insured vehicle as a result of an accident.

Other benefits provided by Alkhaleej Takaful Insurance include:

• Extensive support network
• Roadside assistance
• Swift insurance procurement online

The car insurance policy can be purchased online or in person.