Virtual Dollar Cards in Nigeria

You may or may not have heard about virtual Dollar Cards. If you are hearing about virtual dollar cards for the first time, this article is perfect for you. And for those already familiar with them, if you have any additional verified information not covered here, feel free to share it in the comments. So, what are virtual dollar cards? In simple terms, virtual dollar cards are digital cards that enable you to make online purchases and payments in U.S. dollars. They function just like physical debit or credit cards, with their own unique 16-digit card number, CVV, and other essential details typically found on a physical card. You can usually fund these cards with Naira, and your financial institution will automatically convert the amount into dollars. In Nigeria, numerous banks and financial institutions provide virtual dollar cards to their customers. Let’s take a look at some of these banks.

Virtual Dollar Cards in Nigeria

1. ALAT Virtual Dollar Card

ALAT is a digital banking platform by Wema bank. One of the services ALAT provides is a virtual dollar card. This card is prepaid, and allows you to make various kinds of payments such as Apple subscriptions, Google and Facebook ads, and many more. It also allows you to make payments in dollars when shopping with your favorite international vendors. This card is user-friendly, with seamless transactions, and you will not incur high fees to obtain a virtual dollar card from ALAT.

2. Bitnob Virtual Dollar Card

This is another digital platform that allows users to make payments online as well as transfer funds to friends and family home and abroad. Bitnob dollar card is a Visa card with features such as:

• Customizable card
• Funds can be withdrawn at any time
• Up to $10,000 card top-up

• Fees attached to Bitnob virtual card:
  • A one-time fee of $1 to create your personal card
  •  $1 charge whenever you top-up your card with less than $100
  •  1% of the top-up amount if it is $100 or more
  • For every transaction, you incur a cross-border fee of 2.5% as well as an additional $0.5 charge

3. Barter By Flutterwave

Flutterwave’s goal was to ease the stress that comes with applying for physical cards, such as the long queues and crowds. The Barter card was introduced as a solution to these problems and more. This card gives you the ability to shop from your favourite international vendors without hassles. According to Flutterwave, the Barter virtual dollar card is limitless. You also are at liberty to create as many cards as you like.

4. Chipper Cash Virtual Dollar Card

Chipper Cash is a Fintech company currently operating in four African countries as well as the United States. They offer financial services such as bill payments, debits/credits cards, local and crossborder payments and more. Chipper Cash virtual dollar card allows you to make international payments without stress. Usually, funds are added to the card from your Chipper wallet. Certain fees are also attached to the Chipper Cash virtual dollar card including transaction fees, card creation fees and others. You can apply for a virtual dollar card via the Chipper Cash on Play Store or App Store.

5. Eversend Virtual Dollar Card

Eversend has simplified online shopping with their virtual cards, allowing you to make payments in USD effortlessly using their virtual dollar card. This card offers significantly low fees, along with a newly revised subscription fee designed to fit any budget. Owning an Eversend virtual dollar card is easy and quite straightforward, all you have to do is create an Eversend account and fund your wallet a substantial amount, then proceed to create a virtual dollar card.

6. Payday Virtual Dollar Card

Payday is another Fintech that provides virtual dollar cards to its users. Users can not only send funds in foreign currencies but also receive them, including salaries from foreign employers if they work for international companies. Users are allowed to open multiple global accounts on Payday including USD, EUR, and GBP. The Payday Mastercard Virtual Dollar Card lets you shop online anywhere Mastercard is accepted.